Digital Bank Guide

N26, Revolut, Monese, TransferWise.

Which digital bank is right for you?

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Personal digital banks

n26 card

N26

N26 is one of the original mobile banks calling themselves ‘The first bank you’ll love’. Their offering is worth checking out and their app is excellent.

  • No account fees (basic plan only)
  • Free Debit Mastercard
  • Card lock
  • No foreign transaction fees
  • Free ATM withdrawals 200/mo
  • Payments into 19 currencies with TransferWise
  • Contactless withdrawals without card
  • Apple and Google Pay
  • Spending Analytics
  • Insurance options on higher plans
  • Only GBP & EUR accounts
  • Great mobile App
revolut rose card

Revolut

Revolut, in our opinion is the gold standard of Digital Banking. They have the most compete product and also offer insurance, stock trading, cryptos. Revolut is equally suited for both ever day and travel banking.

  • No account fees (basic plan only)
  • Free Debit Visa or Mastercard
  • Card lock
  • No foreign transaction fees
  • Multiple currency accounts
  • Seamless exchange currency
  • No foreign transaction fees
  • Free ATM withdrawals 200/mo
  • Free payments in any currency
  • Apple and Google Pay
  • Spending Analytics
  • Insurance options
  • Stock & Crypto Trading
  • Excellent mobile App
TransferWise borderless card

TransferWise Borderless

TransferWise Borderless account is a great option for freelancers who want to use TranserWise as their bank.

  • No account fees
  • Debit Mastercard
  • Multiple currency accounts
  • Free ATM withdrawals $250/mo
  • Free payments in any currency
  • Easily exchange money into 40 currencies
  • Apple and Google Pay
  • No spending Analytics
  • Mobile Apps aren't great
monese card horizontal

Monese

Monese is a solid but more limited offering. It’s ideal if you’re in the UK or the Euro area. 

  • No account fees (basic plan)
  • Debit Mastercard
  • Card lock
  • Free ATM withdrawals 200/mo
  • Apple and Google Pay
  • Spending Analytics
  • Only GBP & EUR accounts
  • No currency exchanging

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Our latest reviews

Monese Review

Monese Review

Monese review contents In this Monese review we will go through each aspect of the offering and …